Over the years working as a real estate agent I have gained extensive knowledge and experience in handling short sales in Jacksonville Florida. I understand this is a stressful time in your life and am here to help make the short sale process as stress free and as easy on you as possible. With my team of realtors by your side, I am confident that we will be able to get your home approved for a short sale and sold as quickly as possible in this current market. I will arm you with all the information you need before the sale, guide you through the process of the sale, and be here for you even after the sale. The best part about a short sale is that there is typically no expense in any way to you as a homeowner. All traditional closing costs are covered by your lender in the approval letter. Below are the basic steps of the Jacksonville short sale process, but please contact us today if you have any additional questions or are ready to short sale your home.
Step 1: Contact me or call me 904-733-4911 to about about your current situation. I will then determine whether or not you may qualify for a Jacksonville fl short sale. If it seems as if you have all of the qualifications, I will provide you with the documents you will need to fill out and submit to your lender in order to be approved to short sale your home. This includes examples of actual hardship letters you can use as a guide to write your own. From this point, I will walk you through the entire process.
Step 2: We will then come to your property and assess its value. A lender will typically accept close to the current market value of a property in a short sale. The property will then be listed for sale and aggressively marketed to bring forth a quick sale.
Step 3:Once an offer is received on the home, I will submit it to your lender. This starts the negotiating process which at times can be lengthy. The good news is, banks are getting much quicker at replying to an offer!
Step 4: Your lender can then choose to accept or deny the offer made on your home. If accepted, a closing date will be set. If denied, I will continue to market your home in hopes of a higher offer or an offer that will meet their requirements.
Step 5: Closing! Remember, your lender will pay all of your closing costs, including my commission. Also, I will work with your lender to ensure you are fully forgiven from any deficiency that may remain after the sale. Now you can move on with your life, debt free! Congratulations!